Home Reports

Book A Home Report

Call 0141 473 0956

Or Book Online Now

×

BOOK A HOME REPORT INSPECTION

What’s a Home Report?

 

Home Reports were introduced in late 2008 for the benefit of property buyers in Scotland. The intention behind Home Reports was a) to provide buyers with the information that they need to make an informed choice about purchasing a property and b) to prevent buyers from all paying for surveys on a property when only one person, ultimately, could actually buy the property.

 

Can I see the Home Report for any property on the market in Scotland?

 

With some very limited exceptions, if the property came on the market after 1 December 2008, all second-hand properties for sale must have a Home Report. And with some very limited exceptions, you are entitled to see a Home Report on any property if you request it. You just need to ask the estate agent to send you a copy. The exceptions occur if the person requesting the Home Report:

  • is unlikely to have sufficient means to buy the house in question,
  • is not genuinely interested in buying the house, or
  • is not a person to whom the seller is likely to be prepared to sell the house.

 

What should I look for in the Home Report?

 

The Home Report consists of three elements: the Property Questionnaire, a Survey by a chartered surveyor and the Energy Performance Certificate (EPC).

  • The Property Questionnaire, which is completed by or on behalf of the seller of the property, contains information that might help you decide whether you are interested in the property, such as its Council Tax band.
  • The Survey assesses the state of repair of 24 elements of the property’s condition. Every one of these elements is graded from 1 to 3 with 1 being the best and 3 being the worst. The surveyor will also flag-up issues that might be of interest to the purchaser’s conveyancing solicitor. For example, if there is evidence of windows having been replaced in the past or of changes to the internal layout of the property, the surveyor will mention these in the Home Report and recommend that the purchaser’s solicitor obtains the relevant paperwork from the seller, for example, a Building Warrant or Planning Permission. The surveyor will also provide a valuation for mortgage lenders as well as a rebuild value for the property. Every single one of these elements is liable to affect your view of whether you are interested in buying the property and can save you a lot of wasted time going to see properties that aren’t suitable for you.
  • The Energy Performance Certificate (EPC) outlines the environmental impact of the property, its CO2 production levels and suggestions for reducing emissions and energy bills.

 

Can I use the Home Report for my mortgage?

 

Most lenders will insist that you get a mortgage valuation done by a chartered surveyor to confirm what the property is worth. Some lenders will accept the survey in the Home Report, even though it was actually originally ordered by the property seller.

Other lenders insist that you use one of their approved surveyors and won’t accept the Home Report for this purpose. Your mortgage adviser will be able to tell you whether your lender is likely to accept the Home Report. However, even if your lender does accept Home Reports, they will usually only accept them if they are from certain ‘panel’ firms that they have pre-approved as being of a reputable standard that they find acceptable. If the Home Report isn’t from one of these ‘panel’ surveyors, the property might be less attractive to property buyers. Mortgage valuations can cost hundreds of pounds. If your lender will accept the Home Report for your mortgage, there is the potential to save quite a lot of money on the purchase.

FEATURED PROPETIES

40 Cairntoul Court, Cumbernauld – 1 Bed Penthouse Apartment

For Sale

The Estate Agency Company are delighted to offer to the market this 1 bed penthouse apartment in Balloch, Cumbernauld. This Modern open plan penthouse apartment is presented in walk-in condition throughout. The Apartment is entered via a secure entry system which leads to the communal reception hallway, the open plan lounge/dining room and Modern kitchen […]

721 SqFt
1
1
14 Pinkhill Park, Edinburgh – 2 Bed Apartment

For Sale

14 Pinkhill Park, Edinburgh – 2 Bed Apartment

offers over £269,995 / offers over

The Estate Agency Company are delighted to offer to the market this- Stylish and beautifully presented upper floor apartment forming part of a sought after modern development well placed for easy access to varied amenities. The Estate Agency Company are delighted to offer to the market this- Stylish and beautifully presented upper floor apartment forming […]

904 SqFt
2
2
Flat 5/2, 21 Meadowside Quay Square | Glasgow | Two Bedroom Modern Apartment

For Sale

Summary   TWO BEDROOM MODERN APARTMENT STUNNING VIEWS AND OUTLOOK SOUGHT AFTER HARBOUR LOCATION CLOSE TO PARTICK TRAIN STATION AND SHOPPING LUXURY UPMARKET DEVELOPMENT   This is an interesting modern apartment that offers all who visit it the WOW factor with its stunning waterfront views up and down the River Clyde where many landmarks are […]

2
2
Flat 2/1, 59 Calder Street | Glasgow | One Bedroom Second Floor

For Sale

Summary   POPULAR GOVANHILL LOCATION CLOSE TO QUEENS PARK SHORT WALK TO QUEENS PARK STATION LOTS OF ATTRACTIONS IN NEARBY STRATHBUNGO FRESH NEUTRAL DECOR   A nicely appointed one bedroom second floor flat contained within a traditional mid-terrace tenement block. Offering the high ceilings and generous room dimensions associated with a traditional property of this […]

1
240 North Balnagask Road | Aberdeen | Large Two Bedroom Flat

For Sale

Summary   LARGE 2 BED FLAT BRIGHT SPACIOUS ROOMS BALCONY/ROOF TERRACE NICE OPEN VIEWS LOTS OF STORAGE SPACE CLOSE TO LOCAL AMENITIES   A lovely two bedroom first floor flat. This property is a bright spacious home that offers good room sizes and pleasant open views. An affordable starter home there is great potential in […]

2
1
Flat 0/2, 26 Silverdale Street | Glasgow | One Bedroom Flat

Under Offer

Summary   ONE BEDROOM FLAT GROUND FLOOR GOOD RENTAL POTENTIAL POPULAR AREA NICE OUTLOOK ONTO BOWLING GREEN FACTORED BY PARKHEAD HOUSING ASSOC.   An ideal starter flat in popular Parkhead. The property has been owned by the same person for many years who now wishes to retire from being a landlord. The flat has all […]

133 Springhill Road | Barrhead | 5 Bedroom Detached Home

Under Offer

Summary   STUNNING 5 BEDROOM HOME 2 ENSUITE SHOWER ROOMS COLVILLE STYLE HOUSE IMPRESSIVE ROOM SIZES FINISHED TO HIGH SPECIFICATION CLEAR OPEN VIEW TO THE FRONT TASTEFULLY PRESENTED MANY UPGRADES THROUGHOUT.   This is a stunning 5 bedroom detached house built by Miller Homes. The property offers bright spacious rooms and tasteful modern décor and […]

5
4
Flat 1/1, 64 Bulldale Street | Glasgow | Modern Two Bedroom Apartment

For Sale

Summary   TWO BEDROOM MODERN APARTMENT QUIET RESIDENTIAL LOCATION GOOD ROOM SIZES AND LOTS OF STORAGE SECURE ENTRY AND TIDY COMMON CLOSE EXCELLENT LOCATION FOR CLYDE TUNNEL AND M8 MOTORWAY WITHIN WALKING DISTANCE TO RAIL AND BUS LINKS TO GLASGOW CITY CENTRE IDEAL FIRST HOME   CLOSING DATE THURS 16 SEPT 12 NOON   This […]

2
1